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Updates for 2023: Roth IRA Income Limits

We have updated our chart showing the Adjusted Gross Income (AGI) amounts and corresponding Roth contribution limits for Tax year 2023.

Filing Status2023 Modified AGIContribution Limit
Married Filing JointlyLess than $218,000$6,500 ($7,500 if you’re age 50 or older)
$218,000 to $228,000Reduced
$228,000 or moreNot eligible
Single, Head of Household, or Married Filing Separately 
(and you didn’t live with your spouse at any time during the year)
Less than $138,000$6,500 ($7,500 if you’re age 50 or older)
$138,000 to $153,000Reduced
$153,000 or moreNot eligible